Credit Basics - ArticlesBase https://articlesbase.com Mon, 06 May 2024 17:15:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.3 https://articlesbase.com/wp-content/uploads/2024/05/Untitled-93-6-removebg.png Credit Basics - ArticlesBase https://articlesbase.com 32 32 How Banks Determine Your Credit Limit? How Can You Increase it https://articlesbase.com/finance/credit-and-loans/credit-basics/how-banks-determine-your-credit-limit-how-can-you-increase-it/ https://articlesbase.com/finance/credit-and-loans/credit-basics/how-banks-determine-your-credit-limit-how-can-you-increase-it/#respond Fri, 26 Apr 2024 18:38:31 +0000 https://articlesbase.com/?p=40239 A credit limit is the maximum amount of credit that a financial institution extends to…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/how-banks-determine-your-credit-limit-how-can-you-increase-it/feed/ 0 What are Credit Rating Agencies? Top 30 Credit Reporting Agencies You Should Know About https://articlesbase.com/finance/credit-and-loans/credit-basics/what-are-credit-rating-agencies-top-30-credit-reporting-agencies-you-should-know-about/ https://articlesbase.com/finance/credit-and-loans/credit-basics/what-are-credit-rating-agencies-top-30-credit-reporting-agencies-you-should-know-about/#respond Fri, 26 Apr 2024 18:35:20 +0000 https://articlesbase.com/?p=40233 Whether you’re applying for a mortgage, or a new credit card, or curious about your…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/what-are-credit-rating-agencies-top-30-credit-reporting-agencies-you-should-know-about/feed/ 0 Is the Annual Credit Report Safe?  https://articlesbase.com/finance/credit-and-loans/credit-basics/is-the-annual-credit-report-safe/ https://articlesbase.com/finance/credit-and-loans/credit-basics/is-the-annual-credit-report-safe/#respond Fri, 26 Apr 2024 18:32:24 +0000 https://articlesbase.com/?p=40228 Among various financial health checks, obtaining a credit report is a critical step in understanding…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/is-the-annual-credit-report-safe/feed/ 0 How to Check Your Credit Report for Free https://articlesbase.com/finance/credit-and-loans/credit-basics/how-to-check-your-credit-report-for-free/ https://articlesbase.com/finance/credit-and-loans/credit-basics/how-to-check-your-credit-report-for-free/#respond Fri, 26 Apr 2024 18:29:07 +0000 https://articlesbase.com/?p=40221 A credit report is a detailed document that outlines an individual’s credit history, including how…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/how-to-check-your-credit-report-for-free/feed/ 0 What is a Credit History? How it Impacts Your Credit Score and Credit Report https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-a-credit-history-how-it-impacts-your-credit-score-and-credit-report/ https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-a-credit-history-how-it-impacts-your-credit-score-and-credit-report/#respond Fri, 26 Apr 2024 18:25:00 +0000 https://articlesbase.com/?p=40217 Understanding your credit history is fundamental to managing your financial health. It is a detailed…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-a-credit-history-how-it-impacts-your-credit-score-and-credit-report/feed/ 0 What is the Lowest Credit Score? How to Improve My Credit Score https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-the-lowest-credit-score-how-to-improve-my-credit-score/ https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-the-lowest-credit-score-how-to-improve-my-credit-score/#respond Fri, 26 Apr 2024 18:18:16 +0000 https://articlesbase.com/?p=40209 Often when we struggle with our credit score, we try to find out where we…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-the-lowest-credit-score-how-to-improve-my-credit-score/feed/ 0 What is Fico Score 8? https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-fico-score-8/ https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-fico-score-8/#respond Fri, 26 Apr 2024 18:13:21 +0000 https://articlesbase.com/?p=40204 FICO, short for Fair Isaac Corporation, is a data analytics company known for creating the…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/what-is-fico-score-8/feed/ 0 Is a 900 Credit Score Possible? How to Get Close to a 900 Credit Rating https://articlesbase.com/finance/credit-and-loans/credit-basics/is-a-900-credit-score-possible-how-to-get-close-to-a-900-credit-rating/ https://articlesbase.com/finance/credit-and-loans/credit-basics/is-a-900-credit-score-possible-how-to-get-close-to-a-900-credit-rating/#respond Fri, 26 Apr 2024 18:10:12 +0000 https://articlesbase.com/?p=40200 In personal finance, credit scores dictate terms on which we can secure loans, the interest…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/is-a-900-credit-score-possible-how-to-get-close-to-a-900-credit-rating/feed/ 0 Is 700 a Good Credit Score? https://articlesbase.com/finance/credit-and-loans/credit-basics/is-700-a-good-credit-score/ https://articlesbase.com/finance/credit-and-loans/credit-basics/is-700-a-good-credit-score/#respond Fri, 26 Apr 2024 18:08:08 +0000 https://articlesbase.com/?p=40194 If you want to know if 700 is a good credit score, let’s get straight…

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]]> https://articlesbase.com/finance/credit-and-loans/credit-basics/is-700-a-good-credit-score/feed/ 0 What Credit Score Do You Start With? Is it Possible to Have a Zero Credit Score? https://articlesbase.com/finance/credit-and-loans/credit-basics/what-credit-score-do-you-start-with-is-it-possible-to-have-a-zero-credit-score/ https://articlesbase.com/finance/credit-and-loans/credit-basics/what-credit-score-do-you-start-with-is-it-possible-to-have-a-zero-credit-score/#respond Fri, 26 Apr 2024 18:04:38 +0000 https://articlesbase.com/?p=40188 Credit scores are vital in financial health as they act as numerical summaries that lenders…

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